Société Générale

Societe Generale Group, together with its subsidiaries, provides various financial products and services worldwide. It operates in five divisions: French Networks, International Retail Banking, Financial Services, Global Investment Management and Services, and Corporate and Investment Banking. The French Networks division provides various saving and financing products and services for its customers. It offers consumer credit, real estate, and personal loans, as well as insurance, advisory, and wealth management services. As of December 31, 2008, it operated 2,300 local branches in France. The International Retail Banking division offers banking products and services to individuals and business customers through a network of 3,700 branches in central and eastern Europe, the Mediterranean Basin, and Sub-Saharan Africa. The Financial Services division offers vendor and equipment finance, IT asset leasing and management, operational vehicle leasing and fleet management, life and general insurance, and consumer credit services. The Global Investment Management and Services division provides asset management, private banking, derivative broking, securities services, custody and clearing, depository, and online banking services. The Corporate and Investment Banking division engages in capital market and financing activities for corporate clients, financial institutions, and institutional investors. It offers capital market, structured finance, derivative, fixed income, and currencies and commodities services; cash equity and equity derivates, as well as equity research services; and advisory services for merger and acquisition, structured finance, complementary syndication, and interest rate and currency hedging for issuers.